In 2021, there were 202 fire-related deaths in Canada. Residential fires accounted for every 3 out of 4 of those fatalities. But many of these
You want ample, accurate and affectable coverage for your business. That’s why we’ve made it our business to become the partner of choice for the manufacturing and resources sector, with a manufacturers’ insurance policy to suit your needs.
Auto Part Makers’ Insurance
Your business rests on expensive production machinery, but that’s just one piece of the puzzle. We’re here to help protect your livelihood with auto part insurance coverage to address problems that can arise in the workshop and beyond.
Commercial Printers’ Insurance
Between advancing computer graphics, computerized printing, and shifting markets, it can be difficult to keep on top of your evolving insurance needs, but we can help you stay on the cutting edge.
Concrete Manufacturers’ Insurance
When you mix, pour, move, or install concrete and cement, you face risks at every point of the manufacturing process – from raw goods to finished products. Are you sure you’ve covered all your bases?
Food & Beverage Producers’ Insurance
Food and beverage manufacturing depends on specialized equipment and exceptional quality control, and there can be costly consequences when things go wrong in either camp. The food and beverage industry is evolving – shouldn’t your insurance coverage?
Machinery & Equipment Manufacturers’ Insurance
Your operations rest on expensive production machinery – so do your profits and reputation. Learn what coverage can help your machinery and equipment business stay in gear.
Metal Manufacturers’ Insurance
Whether you manufacture small parts or larger components, you face risks at every step of the manufacturing process – from raw goods to finished products. We offer specialized coverage that addresses the unique needs of metal manufacturers.
Seed and Produce Farmers’ Insurance
Whether you work with corn, carrots, or canola, your farm faces different risks and challenges than other types of manufacturing companies. We’re here to help protect your livelihood with coverage to address problems that can arise in the fields.
Why do you need manufacturers’ insurance?
There are many moving parts in a manufacturing operation, and your products are only one side of the equation. Equipment, property, retail partners and safety are other key components that need your close attention.
Manufacturing rests on relationshipsEven though you’re in charge of making and delivering your product, you probably count on a number of other people at various points in the production and retail chain. You need to be prepared if someone else’s misstep falls squarely on your shoulders, and impacts your bottom line.
Risks vary, and consequences can be extensiveDepending on your particular industry, you could face everything from product damage to equipment breakdown to auto incidents in your daily operations. When major equipment is involved, these events can jeopardize safety, revenue and your reputation – and without a good safety net, it can take a long time to recover.
Specialized work calls for specialized coverageWhen you work with complex or delicate equipment, breakdowns can cost you more time and money. Aside from the expense, the precision and scope of your operations can push your loss beyond the reach of a general business insurance policy. Specific coverage is smarter coverage.
What can we do for you?
We’re here to protect you through the entire manufacturing process–from raw goods, to finished products, to delivery and sale.
We know that a concrete manufacturing company faces a different set of risks than a livestock farm. That’s why we’ve crafted a range of solutions to address the particular challenges you may meet in your day-to-day work such as:
What can you expect from your policy?
Your underwriting team understands the challenging exposers of the manufacturing and resources sector, so we can adapt and expand our offerings as our customer’ needs grow.
We hope you never experience a loss, but if you do, you can count on our dedicated Claims team to help get you back to business. We’ll work together with your broker to get the claims process underway as soon as your claim is reported, and we’ll always keep you in the loop. If any questions or concerns should arise, don’t fret – we’re here for you 24 hours a day, 7 days a week.
You can enjoy the perks of your policy well before you experience a loss – our Risk Services team works hard to help keep your operations running safely, smoothly and consistently with detailed bulletins, workplace risk assessments, and on-site training for things like disaster recovery or product recall.
We take your coverage a few steps further
Unparalleled industry expertise, professional guidance, and innovative approaches to managing risk help our Northbridge Risk Services experts stay one step ahead of the crowd. Each year, our team conducts over 5,000 risk assessments and service calls for businesses across Canada. Our onsite assessments are complemented by a selection of in-depth training programs and educational tools to help companies excel in their industries.
Our Risk Services team offers technical publications to help you gain a better understanding of the potential exposures in your industry, and they can provide personal guidance to help fine-tune your daily operations. Find out more about what our experts can do for your business here.
Resources for Manufacturing
Water issues can arise due to a number of different causes, including precipitation, weather-related events, underground sources, and improperly installed pipes during construction. If uncontrolled
Heavy rainfall, rapid melting of snow packs, and other weather-related events can often lead to flooding. In fact, the Red Cross cites flooding as the