Steady downpours, raging rivers, and rising water levels often lead to flooding, and that’s a growing concern for businesses. According to the Red Cross, floods
Life on the water comes with unique risks. Whether you’re cruising the open ocean, touring lakes or rivers, or are onshore, we can help protect you, your watercraft, or your marine-based business.
As one of the largest insurers of marine risks in Canada, we offer a complete range of insurance solutions – from bow-to-stern protection for commercial vessels and pleasure crafts to coverage for docs and piers, marine equipment, and the transit of cargo, passengers, and workers.
Our Areas of Expertise
Boat DealersIf you’re a boat dealer, this coverage can help protect your new and used stock – whether it’s commercial or pleasure craft vessels, engines, marine supplies, or other equipment.
CargoProtects your ocean and air shipments, including extended storage and warehousing during transit and inland transportation, as well as lost revenue in the event of a cargo loss.
Hull & MachineryProtects against physical damage to the hull, machinery, and equipment installed on a commercial or recreational vessel, whether it’s used for transport, research, cargo, or pleasure.
Marine LiabilityWe offer a range of specialized liability coverages for marine-based businesses such as terminal operators, ship repairers, charterers, marina operators, and more.
Piers & DocksIdeal for coastal or inland marina operators, boat dealers, and tour operators. This covers damage to piers, and wharf and dock structures, including foundations and approaches.
Pleasure CraftProtect your recreational watercraft with coverage for personal effects, bodily injury, and third-party property damage, as well as hull, propulsion, navigation, and communication equipment.
Protection & IndemnityCovers the vessel owner and operators against liability for bodily injury or death, as well as damage to third-party property and wreck removal.
Vessel BuildersProvides protection for shipyards and boatyards from the start of a vessel build or retrofit through to final delivery, as well as coverage for construction materials and sea trials.
What kind of liability insurance coverage do you need?
What can you expect from your policy?
Unparalleled industry expertise, professional guidance, and innovative approaches to managing risk help our Northbridge Risk Services experts stay one step ahead of the crowd. Each year, our team conducts over 5,000 risk assessments and service calls for businesses across Canada. Our onsite assessments are complemented by a selection of in-depth training programs and educational tools to help companies excel in their industries.
Our Risk Services team offers technical publications to help you gain a better understanding of the potential exposures in your industry, and they can provide personal guidance to help fine-tune your daily operations. Find out more about what our experts can do for your business here.
Taking the time to ensure your building is safe before closing increases your chances that it will be safe when you return. It’s vital that
In both rural and urban settings, we face one of nature’s little annoyances – rodents. Rodents include rats, house mice, field mice, and squirrels. They