Add a bit more for extra peace of mind
Incidents that seem minor on the surface could cost more to fix than you might imagine. If your expensive farm equipment breaks down, a barn collapses, or you suffer another pricey property loss, your basic coverage may not stretch far enough to cover all the costs.
This is where our Top-up extension comes into play. If your policy only provides $15,000 coverage for consequential loss, but you have a $40,000 claim, you could use the Top-up extension ($25,000 of extra coverage) to pay the rest of the claim.