Whether you drive a limousine, a party bus, or another type of vehicle, your job is to deliver passengers safely to their destination. While the
Transportation & Logistics Services Insurance
Hauling goods means navigating risk on and off the road. We’ve developed a transportation insurance policy to help you avoid problems at the outset and cover you if something goes wrong along the way.
Auto Haulers' Insurance
Hauling vehicles calls for specialized training, but even the best drivers can run into trouble on the road. When you’re charged with transporting vehicles, the right insurance for auto haulers can help you stay on track.
Container Transportation Insurance
Hauling containers between ports and railyards brings some unique risks. From suspending containers while loading and offloading to proper securement, you can meet hazards all along the way. Here’s why and when you might need intermodal truck insurance.
Dry Vans Insurance
Your insurance for your dry vans should be broad enough to respond in a range of situations that could arise between point A and point B, but also deep enough to ease the costly burden of a covered loss.
Flatbed Trailers Insurance
When you run a flatbed fleet, there’s more to consider than your trailers. Flatbed trailer insurance can help cover your vehicle, your cargo, and your drivers if things go awry along the way.
Livestock Transportation Insurance
Transporting livestock comes with a unique set of risks. We’re here to help protect your livelihood with coverage to help keep your farm going.
Oversize Trailers Insurance
Wide, long, or bulky loads call for special care. Find out how and when the right oversize trailer insurance coverage can come to your aid.
Passenger Transport Services Insurance
Whether you operate a school bus, limousine, or another transportation service, carrying passengers presents a unique set of challenges. We’ve made it easy for passenger transport service providers by bundling the crucial coverages into a single policy.
Hauling dry cargo can be difficult but transporting dangerous goods or hazardous material can be risky. From driver safety to cargo security to environmental protection, your tanker insurance policy needs to respond in a variety of scenarios – find out what coverage you may need, and when.
Temperature-Controlled Trailers Insurance
Whether you’re keeping flowers cool and fresh or preserving paint at room temperature, hauling perishable or delicate goods calls for a reliable reefer. Insurance for temperature-controlled trailers needs to cover a range of scenarios that could threaten your cargo and disrupt your work.
Why do you need transportation insurance?
Working with trucks, trailers, and cargo can mean there’s a lot on the line – financially, legally, and with respect to your reputation. You’ll need support to handle the regulation concerns, daily risks, and safety issues that can come with the job.
Legislation and regulation concernsFrom safety standards to commercial truck filings, there are some legal and regulatory requirements to consider. Proving that you have enough liability insurance to meet federal requirements isn’t an option – it’s a necessity. Likewise, you can’t get around inspection obligations, so it’s good to have some expertise in your corner.
Risks vary, and consequences can be scaryDepending on the goods you haul, the equipment you use, and where you travel, you could face everything from vehicle damage to cargo theft in your day-to-day operations. Events like these can jeopardize safety, revenue, and your good name. A safety net can help keep your business going.
Specialized hauling calls for specialized coverageOperating a specialized vehicle – like an oversize trailer or tanker – can mean you face potential hazards that other carriers don’t need to consider. The precision and scope of your operations can push your loss beyond the reach of a general insurance policy. Specific coverage is smarter coverage.
What can we do for you?
Whatever your operations involve – long-haul or local-radius, living cargo, vehicles used in a trailer-interchange agreement – we can help keep you moving with the right coverage.
What can you expect from your policy?
We hope you never experience a loss, but if you do, you can count on our dedicated claims team to help get you back to business. We’ll work together with your broker to get the claims process underway as soon as your claim is reported, and we’ll always keep you in the loop. If any questions or concerns should arise, don’t fret – we’re here for you 24 hours a day, 7 days a week.
You can enjoy the perks of your policy well before you experience a loss. Our Risk Services team works hard to help keep your operations running safely, smoothly, and consistently with detailed bulletins, workplace risk assessments, and services like on-site driver training and safety management programs.
We take your coverage a few steps further
Unparalleled industry expertise, professional guidance, and innovative approaches to managing risk help our Northbridge Risk Services experts stay one step ahead of the crowd. Each year, our team conducts over 5,000 risk assessments and service calls for businesses across Canada. Our onsite assessments are complemented by a selection of in-depth training programs and educational tools to help companies excel in their industries.
Our Risk Services team offers technical publications to help you gain a better understanding of the potential exposures in your industry, and they can provide personal guidance to help fine-tune your daily operations. Find out more about what our experts can do for your business here.
Northbridge Insurance Transportation Safety Award
Launched in 2021, our Northbridge Insurance Transportation Safety Award was created to recognize carriers with industry-leading management practices. Having helped transportation companies navigate risks on and off the road for over 70 years, we understand the commitment required to build a culture of safety.
Every year, we select finalists and regional winners based on several factors. These criteria include the carrier’s achievements on our Transportation Best Practices Profile, an excellent track record in crash trends, collisions per million miles, high-cost type collisions, visibility-related collisions, and proactive industry involvement. Carriers who have been policyholders for at least two consecutive years, have proven management and company-wide safety commitment, and shown great collaboration as a Northbridge Insurance partner are eligible for this award.
Resources for Transportation & Logistics Services
When things go wrong at work, you could face two types of consequences: immediate challenges and long-term repercussions. Unfortunately, business interruption risks – those factors
In part one of our series on cargo theft trends in 2021, we looked at the different factors impacting cargo theft in Canada and how