Specialty Solutions

Special risks require specialized solutions

We recognize that not all businesses are the same. In fact, there are some enterprises that require special attention when it comes to their insurance needs. Our Specialty Risk group develops coverage for businesses with unique risks as part of a larger policy or as stand-alone coverage.

Cyber Risk

Cyber risk insurance
Cyber risk insurance

Cybercrime is evolving – from ransomware to data breaches, the digital landscape is full of obstacles for all businesses. That’s why we offer both standard and custom cyber insurance solutions to help protect your business from today’s evolving cyber threats.

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Deductible Buydown & Downtime

Deductible Buydown & Downtime Insurance
Deductible Buydown & Downtime Insurance

Help protect your transportation business from unexpected expenses with our deductible buydown and downtime program. It allows you to manage your deductible level and provides reimbursement for income lost while a vehicle is off the road due to accident, theft, or major mechanical breakdown.

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Marine

Two pier workers waiting for a boat to undock.
Two pier workers waiting for a boat to undock.

As one of the largest insurers of marine risks in Canada, we offer a complete range of insurance products to help protect boats, yachts and marine equipment, docks and piers, and ocean cargo.

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Sharing Economy

Sharing Economy Insurance
Sharing Economy Insurance

Whether people are sharing their cars, apartments, or houses, the sharing economy comes with its own set of unique risks. To help you be better prepared for those risks, we’ve adapted our insurance solutions to meet the needs of your sharing economy business.

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Surety Bonding Solutions

Surety
Surety

Business is complicated, and big projects call for broader coverage. Surety is designed to help keep you, your client, and project-related resources protected in case big problems arise before or during a project.

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Warranty & GAP Insurance

Warranty & GAP Insurance
Warranty & GAP Insurance

We understand your business and are here to offer specialized warranty and gap solutions for new and used cars, recreational vehicles, dealership programs, consumer purchase protection, extended warranties, and more.

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Business Resources

A worker’s foot tangled up in an electrical cord.

Liability Insurance

Business owners face unique risks that could land them in legal trouble. With our industry expertise and a substantial network of top brokers, we can help protect your company with the right liability insurance.

“Sorry we’re closed” sign hung on the front door of a shop.

Business Interruption Insurance

Have you considered what would happen if something caused you to close up shop or suspend production for a while? Are you sure your business could survive the setback? Learn why business interruption insurance is so important to keep your company going.

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